Will My Insurance Cover Treating My Eye Floaters?

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So, you decided to do something about the eye floaters affecting your quality of life?

Good for you!

As technology and understanding increases, so too do the treatment options available for getting rid of your eye floaters, including new, less invasive treatments like laser floater treatment. There is no reason anyone suffering from eye floaters should be told that they simply have to “just live with it.”

Will My Insurance Cover Treating My Eye Floaters?

If you’re not careful, doctor’s visits can become expensive. Luckily, there are options out there to help prospective patients with the cost of treating their eye floaters. However, it’s important to remember that each doctor’s office operates differently, and not all options may be available at all practices.

We’ve surveyed doctors in our network of eye floater specialists, and they presented a variety of funding options. While this list is by no means conclusive, it represents some of the main answers that ophthalmologists discussed with us on how their practice accepts payment for the treatment of eye floaters. Of course, these options may not be available at all practices. In order to learn if you’re covered at a given office, the best thing to do is give them a call and ask about their specific policies.

THIRD PARTY INSURERS

As laser floater treatment continues to lead the cutting-edge in technology and treatment, more and more third party insurers are choosing to cover the laser floater treatment procedure.

This is great news, as this treatment is minimally invasive, but can sometimes take more than one doctor’s office trip to completely remove very dense or large eye floaters.

If you’re struggling to find a doctor who specializes in treating floaters, our Doctor Locator Tool can help you find an ophthalmologist near you. After you contact a doctor’s office, you will be able to learn more about how their practice handles the cost of floater treatment procedures and determine if you are an eligible candidate for floater treatment.

MEDICARE

The Medicare provider in most states will reimburse your doctor at a cost for treating your eye floaters, membranes, sheets or strands. Medicare generally covers treating eye floaters, but your own personal polices will determine eligibility, so it’s a good idea to speak to your provider at length to find out the extent of your coverage.

MEDIGAP

If your Medicare plan does not cover laser floater treatment, there’s still hope. A Medigap policy, also known as a Medicare Supplement Insurance policy, offers coverage beyond what Medicare Parts A and B make available, and in some cases may cover the cost of floater treatment.

Medigap health insurance is sold by private insurance companies to supplement the coverage provided by original Medicare (Parts A and B). That said, you first have to have Medicare in order to qualify for Medigap.

MEDICAID

Medicaid is health insurance provided for low-income people and those without any insurance at all. While each state has its own governing guidelines, there are certain income requirements that are typically based on the federal poverty guidelines issued each year by the Department of Health and Human Services.

Prospective patients should note, even with Medicaid, you may be required to pay a co-pay at time of service for your eye floater treatment if it’s covered.

OUT OF POCKET

Some doctor’s offices may work with you to set up payment plans so that you can pay for the cost of your treatment in installments. Depending on the policies at the doctor that you visit, their office may or may not offer this option to pay for the cost of treating your eye floaters.

To learn more about the payment options at your doctor’s office, we suggest you discuss your options at length with both your physician and your insurer. To find a doctor near you who specializes in treating eye floaters, check out our Doctor Locator Tool here!

Remember, just because eye floaters have become a way of life doesn’t mean they have to be!

Eye Floater Institute